Roofing Contractor in Topeka
As a roofing contractor in Topeka we fix property damaged by storms. Wind and hail can damage your roof, siding, gutters, and windows. This damage is pricey and homeowners usually file insurance claims to cover the cost. Claims are a hassle for homeowners because they’re time consuming. We’ve streamlined this process for the homeowner and insurance company.
We are experts in roofing and insurance claims. We start by assessing your property damage and compare that to your insurance policy. There are two types of insurance policies. An Actual Cash Value policy provides coverage for the current value of a property. A Replacement Cost Value policy covers your property for what it cost to replace. This means that an ACV policy will not cover the full amount required to restore your property. Which leaves homeowners with out-of-pocket cost. The additional cost of ACV claim is often offset by the lower policy cost. No matter what type of insurance policy you have, the standard for testing hail damage is the same.
Hail damaged roofs
Hail damage’s roofs in different ways. The amount of hail damage depends on the size of the hail and condition of the roof. Older roof’s in poor condition can be damaged easier than newer roofs in better condition. To determine if a roof is totaled from hail we set up a test square. The test square is one hundred square feet and must contain between 7 to 10 hail damaged shingle’s. We do a test square on each slope of the roof. If a sufficient amount of hail damage is found in each test square then you will get a new roof from your insurance company. Once you have received coverage for a new roof we can get back to being a roofing contractor and deliver you a new roof.